When applying for an FHA loan in New Jersey, you must provide the following::

• Two-Year income and employment history with an explanation of gaps between jobs that span more than a 30-day period.
• A self-employed borrower must provide full tax return information for the last two years.
• A salaried borrower must provide the W-2’s from the past two years.
• Current pay stub (or stubs) collected within the last 30 days showing a full 30 day work history and indicating the total earning year to date.

Although we are located in Kinnelon, New Jersey, we do business throughout the entire state of New Jersey, including surrounding areas such as Butler NJ, Wayne NJ, Paterson NJ, Haledon NJ, Garfield NJ. We also are licensed and work in the states of Pennsylvania and Florida.